inter-Bureaux agreement is the Brown Cardís legal basis and defines the
relationship between the National Bureaux. According to this document,
a National Bureau serves as:
- an Issuing Bureau, by issuing
the Brown Card;
- a Handling Bureau, as
it proceeds to settle claims in the territory of the accident.
are the claims settlement steps as far as the Brown Card Scheme goes?
Firstly, when an accident
occurs within the territory of a Member State, involving a Brown Card holder,
- the National Bureau should
be notified and any claim arising from the accident should be addressed
to the National Bureau of the territory of the accident, duly mandated
according to the terms of the agreement,
- without waiting for a
formal claim against the holder, the Handling Bureau thus informed proceeds
with the necessary investigations and evaluation of the loss.
Secondly, the Handling Bureau
informs the issuing Bureau which in turn will inform the member who delivered
the Brown Card to the insured.
Thirdly, it is the
Handling Bureauís responsibility to examine and negotiate all claims with
the Third Party or Parties.
|Fourthly, it submits to
the Issuing Bureau:
- a comprehensive report
indicating the nature and extent of the damage;
- a medical report, in case
of injury or death;
- details of the proposed
total claims value should consist of:
- compensation payable to
- legal expenses;
- all other incidental expenses
excluding handling charges.
Payments arising from court
fines will in no way be met by the insurers.